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Is November 13^th too early for a severe cold snap? For those waking up to a 12 degree morning here in the Pittsburgh area, the answer would be yes. It would be yes, yes, and yes for more than a century of consecutive years as today marks the coldest day in Pittsburgh history for November 13^th since 1911. With wind chills in the single digits, we imagine that those reading this thought of winter additive when they walked outside this morning.

After a sharp rally to begin the year, oil prices have been trading in a tight range over the past two weeks and are waiting for their next cue to determine price direction.

Ever watch a sport where a backup player enters a game only to perform at a level much lower than those getting the frequent playing time? Is it because that player truly is a bench player who has less talent than the ones getting the reps? Or could it have something to do with the fact that they are being asked to perform without the proper skills, coaching, or training? Things such as lack of training, warm up periods, stretching, or enough game time experience could all play a part in why a backup player may under perform.